Need an appraisal in Oak Island or Brunswick County?

Here are the top 7 reasons North Carolina homeowners order from Signature Appraisals:

1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
2. To challenge a property tax assessment in North Carolina
3. To cut your monthly mortgage payment by removing PMI
4. Reinstate your Home Equity Line of Credit (HELOC)
5. Review another appraiser's report for verification
6. If real estate needs to be divided because of a divorce
7. To determine the true market value of real estate to settle an estate in Brunswick County or the state of North Carolina

	Do you own a house in or near Oak Island? Do you need help deciding the price of your real estate? Contact Signature Appraisals.

At Signature Appraisals, we understand the unique needs of a customer in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. As our valued client, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

Pre-listing Services/For Sale by Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Signature Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in a local area that's going down. This only means you're going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Signature Appraisals is your number one weapon when challenging your property tax assessment.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We're qualified in helping clients just like you rid yourselves of undesirable PMI insurance.

Was your HELOC recently frozen?

If your home is close to a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. Signature Appraisals can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for precision, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Signature Appraisals offers field reviews where we go out and check the subject and comparables in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.